Experiencing a house fire can be overwhelming, and while some things can be salvaged, others will need to be replaced. Knowing which items are likely unsalvageable can help you plan ahead when reviewing your homeowners insurance policy. Below are four categories of personal belongings that often need to be replaced after a fire. It’s a good idea to make sure your insurance coverage is sufficient to replace these essential items.
Clothing and Bedding
Even if these items were not directly in the path of the fire, smoke and soot can deeply penetrate fabrics, making them difficult or unsafe to clean. In some cases, minor exposure may allow for recovery, but more often than not, clothing, blankets, and sheets will need to be replaced due to the lasting damage caused by smoke.
Personal Care Products and Medications
After a fire, your home may be coated in chemicals from fire extinguishers as well as smoke and soot. These contaminants can settle on personal care items like shampoos, soaps, and skincare products, making them unsafe for use. Medications may also be affected and should be replaced immediately to avoid the risk of ingesting harmful chemicals.
Pantry Food
All pantry food exposed to heat, smoke, and firefighting chemicals should be discarded. Even if the packaging looks intact, the food inside may have been compromised, posing health risks. It’s better to be cautious when it comes to what you’re putting into your body after a fire.
Refrigerator Food
While food inside your refrigerator may seem safe, it’s important to assess the situation carefully. If the fire caused a power outage and your fridge was without power for an extended time, the food will likely spoil. Additionally, if you notice soot inside the refrigerator, it’s best to throw out all contents, as they may have been contaminated.
In the aftermath of a fire, our team is here to help you through the restoration process. Your safety is our top priority, and we’ll provide professional guidance on what can be salvaged and what should be replaced. If you have any questions or concerns, don’t hesitate to reach out—we’re here to support you every step of the way.